Little Treat Tracker

You know that sinking feeling when your paycheck disappears, but you can’t point to one big expense that explains it? That’s the “little treat” trap—five dollars here, ten dollars there, an extra streaming subscription, a snack run, or a quick Amazon order you forgot about five minutes later.

Individually, they feel harmless. Together, they’re draining your bank account and keeping you stuck in stress.

The Little Treat Tracker is your wake-up call. This one-page worksheet is designed to help you log those sneaky daily purchases, calculate what they really cost you over a week, month, and year, and finally see the patterns that are holding you back.

✨ Why it’s helpful:

• Turns invisible spending into visible patterns you can’t ignore.
• Gives you a real number for what “just one coffee” really adds up to.
• Helps you decide which treats actually bring joy, and which are just habits eating your paycheck.
• Makes it easy to shift money from waste into savings, debt payoff, or bigger goals that matter.

🔥 Best reasons to buy:

• You’re tired of feeling broke even though you don’t overspend on “big” things.
• You want a quick, simple way to check yourself before the little stuff snowballs.
• You need a practical tool that takes five minutes but can save you hundreds (even thousands) a year.
• You want to stop feeling guilty about spending—and start making intentional choices instead.

👉 This tracker pairs perfectly with my Substack article “Wait… where the hell did it all go?” The article gives you the gut-punch truth, and this tracker gives you the practical plan to take back control. Use them together for maximum impact.